Count the final digit
Aces are one; cards two through nine use their face values; tens, jacks, queens, and kings are zero. A seven and an eight total fifteen, giving a baccarat value of five. A nine and a six also total five in the game.
Check for a natural
If either initial two-card hand is eight or nine, both hands stop. Compare their totals immediately. A nine beats an eight, and equal totals tie.
Resolve the Player hand
Without a natural, Player draws one card on zero through five and stands on six or seven. If Player stands, Banker draws on zero through five and stands on six or seven.
Resolve the Banker hand after a Player draw
Banker draws on zero, one, and two. A three draws unless the Player’s third card is eight. A four draws against two through seven; a five against four through seven; a six against six or seven. A seven stands.
Watch a complete round
Make your prediction, deal, and inspect the two revealed hands. The game shows the final totals and result. You never choose whether either hand draws: the rules handle that automatically.
Play with free chips
The full table lets you place virtual chips on Player, Banker, or Tie before dealing. Its drawing decisions remain automatic. Read the in-game table for commission and virtual-chip returns. The balance cannot be bought, cashed out, or exchanged for prizes.
Written for the original free games on this site. Rules can differ in other versions.